{
  "luotu": "2026-09-19 17:39:57",
  "laskenta_aika_ms": 0.21,
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      "dwelling_type": "Omakotitalo 140 m² suora sähkö",
      "annual_elec_kwh": 18000,
      "annual_km": 30000,
      "vehicle_type": "2 polttomoottoriautoa (bensiini 7.5 l/100km)",
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          "year": 2020,
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          "transmission_eur": 1393.2,
          "fixed_fee_eur": 318.0,
          "driving_cost_eur": 3195.0,
          "total_annual_eur": 5500.2,
          "monthly_average_eur": 458.35,
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          "year": 2021,
          "energy_cost_eur": 1391.4,
          "transmission_eur": 1436.4,
          "fixed_fee_eur": 344.4,
          "driving_cost_eur": 3780.0,
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        "2022": {
          "year": 2022,
          "energy_cost_eur": 2862.0,
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          "fixed_fee_eur": 370.8,
          "driving_cost_eur": 4995.0,
          "total_annual_eur": 9707.4,
          "monthly_average_eur": 808.95,
          "pct_of_median_income": 31.4
        },
        "2023": {
          "year": 2023,
          "energy_cost_eur": 1107.0,
          "transmission_eur": 1522.8,
          "fixed_fee_eur": 397.2,
          "driving_cost_eur": 4320.0,
          "total_annual_eur": 7347.0,
          "monthly_average_eur": 612.25,
          "pct_of_median_income": 23.1
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        "2024": {
          "year": 2024,
          "energy_cost_eur": 972.0,
          "transmission_eur": 1566.0,
          "fixed_fee_eur": 423.6,
          "driving_cost_eur": 4095.0,
          "total_annual_eur": 7056.6,
          "monthly_average_eur": 588.05,
          "pct_of_median_income": 21.6
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        "2025": {
          "year": 2025,
          "energy_cost_eur": 918.0,
          "transmission_eur": 1609.2,
          "fixed_fee_eur": 450.0,
          "driving_cost_eur": 4005.0,
          "total_annual_eur": 6982.2,
          "monthly_average_eur": 581.85,
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        "2026": {
          "year": 2026,
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          "fixed_fee_eur": 476.4,
          "driving_cost_eur": 4027.5,
          "total_annual_eur": 7101.3,
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          "pct_of_median_income": 20.8
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      }
    },
    {
      "id": "persona_2_ilp_sahkoauto",
      "name": "Omakotitalo + ILP + 1 Sähköauto (Elenia)",
      "grid_operator": "Elenia",
      "dwelling_type": "Omakotitalo 130 m² + ilmalämpöpumppu",
      "annual_elec_kwh": 12000,
      "annual_km": 20000,
      "vehicle_type": "1 sähköauto yölatauksella (20 kWh/100km)",
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          "year": 2020,
          "energy_cost_eur": 396.0,
          "transmission_eur": 898.8,
          "fixed_fee_eur": 298.8,
          "driving_cost_eur": 398.0,
          "total_annual_eur": 1991.6,
          "monthly_average_eur": 165.97,
          "pct_of_median_income": 6.8
        },
        "2021": {
          "year": 2021,
          "energy_cost_eur": 927.6,
          "transmission_eur": 926.4,
          "fixed_fee_eur": 319.92,
          "driving_cost_eur": 531.24,
          "total_annual_eur": 2705.16,
          "monthly_average_eur": 225.43,
          "pct_of_median_income": 8.9
        },
        "2022": {
          "year": 2022,
          "energy_cost_eur": 1908.0,
          "transmission_eur": 954.0,
          "fixed_fee_eur": 341.04,
          "driving_cost_eur": 769.2,
          "total_annual_eur": 3972.24,
          "monthly_average_eur": 331.02,
          "pct_of_median_income": 12.8
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        "2023": {
          "year": 2023,
          "energy_cost_eur": 738.0,
          "transmission_eur": 981.6,
          "fixed_fee_eur": 362.16,
          "driving_cost_eur": 505.4,
          "total_annual_eur": 2587.16,
          "monthly_average_eur": 215.6,
          "pct_of_median_income": 8.1
        },
        "2024": {
          "year": 2024,
          "energy_cost_eur": 648.0,
          "transmission_eur": 1009.2,
          "fixed_fee_eur": 383.28,
          "driving_cost_eur": 493.6,
          "total_annual_eur": 2534.08,
          "monthly_average_eur": 211.17,
          "pct_of_median_income": 7.8
        },
        "2025": {
          "year": 2025,
          "energy_cost_eur": 612.0,
          "transmission_eur": 1036.8,
          "fixed_fee_eur": 404.4,
          "driving_cost_eur": 494.4,
          "total_annual_eur": 2547.6,
          "monthly_average_eur": 212.3,
          "pct_of_median_income": 7.6
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        "2026": {
          "year": 2026,
          "energy_cost_eur": 630.0,
          "transmission_eur": 1064.4,
          "fixed_fee_eur": 425.52,
          "driving_cost_eur": 507.8,
          "total_annual_eur": 2627.72,
          "monthly_average_eur": 218.98,
          "pct_of_median_income": 7.7
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      }
    },
    {
      "id": "persona_3_maalampo_sahkoauto_espoo",
      "name": "Maalämpö + Pörssisähkö + Sähköauto (Caruna Espoo)",
      "grid_operator": "Caruna Espoo",
      "dwelling_type": "Uudehko omakotitalo 160 m² maalämpö",
      "annual_elec_kwh": 7500,
      "annual_km": 25000,
      "vehicle_type": "1 sähköauto pörssisähkölatauksella",
      "annual_costs_by_year": {
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          "year": 2020,
          "energy_cost_eur": 247.5,
          "transmission_eur": 408.0,
          "fixed_fee_eur": 162.0,
          "driving_cost_eur": 355.3,
          "total_annual_eur": 1172.8,
          "monthly_average_eur": 97.73,
          "pct_of_median_income": 4.0
        },
        "2021": {
          "year": 2021,
          "energy_cost_eur": 579.75,
          "transmission_eur": 415.5,
          "fixed_fee_eur": 170.76,
          "driving_cost_eur": 475.78,
          "total_annual_eur": 1641.79,
          "monthly_average_eur": 136.82,
          "pct_of_median_income": 5.4
        },
        "2022": {
          "year": 2022,
          "energy_cost_eur": 1192.5,
          "transmission_eur": 423.0,
          "fixed_fee_eur": 179.52,
          "driving_cost_eur": 693.98,
          "total_annual_eur": 2488.99,
          "monthly_average_eur": 207.42,
          "pct_of_median_income": 8.0
        },
        "2023": {
          "year": 2023,
          "energy_cost_eur": 461.25,
          "transmission_eur": 430.5,
          "fixed_fee_eur": 188.28,
          "driving_cost_eur": 444.01,
          "total_annual_eur": 1524.04,
          "monthly_average_eur": 127.0,
          "pct_of_median_income": 4.8
        },
        "2024": {
          "year": 2024,
          "energy_cost_eur": 405.0,
          "transmission_eur": 438.0,
          "fixed_fee_eur": 197.04,
          "driving_cost_eur": 429.16,
          "total_annual_eur": 1469.2,
          "monthly_average_eur": 122.43,
          "pct_of_median_income": 4.5
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        "2025": {
          "year": 2025,
          "energy_cost_eur": 382.5,
          "transmission_eur": 445.5,
          "fixed_fee_eur": 205.8,
          "driving_cost_eur": 426.07,
          "total_annual_eur": 1459.88,
          "monthly_average_eur": 121.66,
          "pct_of_median_income": 4.4
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        "2026": {
          "year": 2026,
          "energy_cost_eur": 393.75,
          "transmission_eur": 453.0,
          "fixed_fee_eur": 214.56,
          "driving_cost_eur": 434.74,
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          "pct_of_median_income": 4.4
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    },
    {
      "id": "persona_4_kaupunki_kerrostalo",
      "name": "Kaupunkilainen kerrostalossa, 1 auto (Helen)",
      "grid_operator": "Helen Sähköverkko",
      "dwelling_type": "Kerrostalokaksio 55 m² kaukolämpö",
      "annual_elec_kwh": 2000,
      "annual_km": 12000,
      "vehicle_type": "1 polttomoottoriauto (bensiini 7.5 l/100km)",
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          "year": 2020,
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          "transmission_eur": 101.8,
          "fixed_fee_eur": 117.6,
          "driving_cost_eur": 1278.0,
          "total_annual_eur": 1563.4,
          "monthly_average_eur": 130.28,
          "pct_of_median_income": 5.3
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        "2021": {
          "year": 2021,
          "energy_cost_eur": 154.6,
          "transmission_eur": 103.6,
          "fixed_fee_eur": 125.76,
          "driving_cost_eur": 1512.0,
          "total_annual_eur": 1895.96,
          "monthly_average_eur": 158.0,
          "pct_of_median_income": 6.3
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        "2022": {
          "year": 2022,
          "energy_cost_eur": 318.0,
          "transmission_eur": 105.4,
          "fixed_fee_eur": 133.92,
          "driving_cost_eur": 1998.0,
          "total_annual_eur": 2555.32,
          "monthly_average_eur": 212.94,
          "pct_of_median_income": 8.2
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          "year": 2023,
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          "driving_cost_eur": 1728.0,
          "total_annual_eur": 2100.28,
          "monthly_average_eur": 175.02,
          "pct_of_median_income": 6.6
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          "fixed_fee_eur": 150.24,
          "driving_cost_eur": 1638.0,
          "total_annual_eur": 2005.24,
          "monthly_average_eur": 167.1,
          "pct_of_median_income": 6.1
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        "2025": {
          "year": 2025,
          "energy_cost_eur": 102.0,
          "transmission_eur": 110.8,
          "fixed_fee_eur": 158.4,
          "driving_cost_eur": 1602.0,
          "total_annual_eur": 1973.2,
          "monthly_average_eur": 164.43,
          "pct_of_median_income": 5.9
        },
        "2026": {
          "year": 2026,
          "energy_cost_eur": 105.0,
          "transmission_eur": 112.6,
          "fixed_fee_eur": 166.56,
          "driving_cost_eur": 1611.0,
          "total_annual_eur": 1995.16,
          "monthly_average_eur": 166.26,
          "pct_of_median_income": 5.8
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    {
      "code": 4,
      "name": "Kainuu",
      "worry": 4.84,
      "driving_reduced": 18.0,
      "tier": "Kallis maaseutuverkko (Kajave)",
      "fragility_index": 46.7
    },
    {
      "code": 1,
      "name": "Etelä-Karjala",
      "worry": 5.32,
      "driving_reduced": 15.9,
      "tier": "Kallis maaseutuverkko",
      "fragility_index": 46.5
    },
    {
      "code": 12,
      "name": "Pohjois-Karjala",
      "worry": 5.49,
      "driving_reduced": 15.1,
      "tier": "Kallis maaseutuverkko (PKS)",
      "fragility_index": 46.3
    },
    {
      "code": 9,
      "name": "Lappi",
      "worry": 5.12,
      "driving_reduced": 16.2,
      "tier": "Kallis maaseutuverkko",
      "fragility_index": 45.9
    },
    {
      "code": 5,
      "name": "Kanta-Häme",
      "worry": 5.64,
      "driving_reduced": 13.7,
      "tier": "Elenia säävarma",
      "fragility_index": 45.3
    },
    {
      "code": 13,
      "name": "Pohjois-Pohjanmaa",
      "worry": 5.26,
      "driving_reduced": 13.9,
      "tier": "Sekaverkko",
      "fragility_index": 43.7
    },
    {
      "code": 11,
      "name": "Pohjanmaa",
      "worry": 4.72,
      "driving_reduced": 15.9,
      "tier": "Sekaverkko",
      "fragility_index": 43.5
    },
    {
      "code": 15,
      "name": "Päijät-Häme",
      "worry": 5.38,
      "driving_reduced": 13.1,
      "tier": "Elenia säävarma",
      "fragility_index": 43.3
    },
    {
      "code": 7,
      "name": "Keski-Suomi",
      "worry": 5.3,
      "driving_reduced": 12.9,
      "tier": "Elenia säävarma",
      "fragility_index": 42.6
    },
    {
      "code": 14,
      "name": "Pohjois-Savo",
      "worry": 5.3,
      "driving_reduced": 12.5,
      "tier": "Savon Voima",
      "fragility_index": 42.1
    },
    {
      "code": 10,
      "name": "Pirkanmaa",
      "worry": 5.27,
      "driving_reduced": 12.2,
      "tier": "Elenia / Tampereen Sähköverkko",
      "fragility_index": 41.6
    },
    {
      "code": 8,
      "name": "Kymenlaakso",
      "worry": 5.33,
      "driving_reduced": 11.7,
      "tier": "Kymenlaakson Sähköverkko",
      "fragility_index": 41.3
    },
    {
      "code": 3,
      "name": "Etelä-Savo",
      "worry": 5.31,
      "driving_reduced": 11.3,
      "tier": "Järvi-Suomen Energia",
      "fragility_index": 40.7
    },
    {
      "code": 17,
      "name": "Uusimaa",
      "worry": 5.61,
      "driving_reduced": 9.7,
      "tier": "Helen / Caruna Espoo / Vantaa",
      "fragility_index": 40.2
    },
    {
      "code": 18,
      "name": "Varsinais-Suomi",
      "worry": 5.02,
      "driving_reduced": 12.0,
      "tier": "Caruna Oy maaseutuverkko",
      "fragility_index": 40.1
    },
    {
      "code": 6,
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      "worry": 5.34,
      "driving_reduced": 9.8,
      "tier": "Sekaverkko",
      "fragility_index": 39.0
    },
    {
      "code": 16,
      "name": "Satakunta",
      "worry": 4.56,
      "driving_reduced": 11.6,
      "tier": "Caruna Oy",
      "fragility_index": 37.3
    },
    {
      "code": 2,
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      "worry": 4.85,
      "driving_reduced": 10.4,
      "tier": "Sekaverkko",
      "fragility_index": 37.2
    }
  ]
}